Golden Visa property valuation thresholds.

Immigration and residency authorities aren't valuation specialists — they rely on the valuation report to confirm eligibility. A report that doesn't clearly state market value as of a specific date, doesn't reference an appropriate basis of value, or is prepared by a valuer without recognised standing invites delay or rejection at the application stage.

• Mortgaged property valued at gross purchase price rather than current market value — authorities generally want current value, and in some structures the equity position (value less outstanding mortgage) is what's assessed.
• Off-plan property valued at contract price rather than current market value, which may be lower or higher depending on market movement since purchase.
• Multiple smaller properties aggregated without individual valuations supporting the combined threshold — each asset typically needs its own defensible valuation.
• Outdated valuations. Authorities generally expect a valuation date reasonably close to the application date; a report prepared a year or more prior may be challenged.

• Clear market value conclusion as of a specific, recent valuation date
• Basis of value stated explicitly
• Property identification matching title deed details precisely
• Valuer credentials and professional standing clearly stated

Practical advice for applicants

Commission the valuation close to your application submission date, ensure the valuer is aware the report will support a Golden Visa application (so property identification and value basis are presented in the format authorities expect), and if your qualifying assets span multiple properties, get each independently valued rather than relying on purchase price aggregation.